Are you searching for Videsh Abhyas Loan Interest Subsidy Yojana Gujarat? how to apply for Videsh Abhyas Loan Interest Subsidy Yojana Gujarat form @ https://tribal.gujarat.gov.in/ here we will give information on how to fill the વિદેશ અભ્યાસ લોન વ્યાજ સહાય યોજના. Videsh Abhyas Loan Interest Subsidy Yojana Gujarat Scheduled Tribe (ST) students provides the benefit 6% Interest Subsidy on Bank Loan.
About Videsh Abhyas Loan Interest Subsidy Yojana Gujarat
The Videsh Abhyas Loan Interest Subsidy Yojana Gujarat is a financial assistance scheme managed by the Tribal Development Department (Aadijati Vikas Vibhag). This scheme is specifically designed for students belonging to the Scheduled Tribe (ST) category who aspire to pursue higher education abroad.
Unlike direct loan schemes, this initiative provides an interest subsidy on education loans taken from recognized banks. The government bears a significant portion of the interest burden, allowing tribal students to focus on their studies without financial stress. The scheme covers interest subsidy on loan amounts up to ₹25 Lakh.
Overview Table: Key Details of Videsh Abhyas Loan Interest Subsidy Yojana Gujarat
| Detail | Description |
| Scheme Name | Videsh Abhyas Loan Interest Subsidy (ST) |
| Department | Tribal Development Department |
| Main Benefit | 6% Interest Subsidy on Bank Loan |
| Max Subsidy | ₹1.50 Lakh per year |
| Application Mode | Online |
| Beneficiary | Scheduled Tribe (ST) Students |
| Official Website | Official Website |
Purpose and Objectives of Videsh Abhyas Loan Interest Subsidy Yojana Gujarat
The primary purpose of this scheme is to support the educational aspirations of ST students in Gujarat.
- Financial Relief: To reduce the high cost of borrowing for foreign education by providing interest subsidy.
- Encourage Global Education: To motivate tribal students to pursue professional courses in foreign universities.
- Reduce Debt Burden: By covering 6% interest, the government ensures that students can repay their loans more easily after completing their studies.
Key Benefits of Videsh Abhyas Loan Interest Subsidy Yojana Gujarat
- Interest Subsidy: The government provides a 6% interest subsidy on the education loan taken from a bank.
- Loan Coverage: The subsidy is applicable on a loan amount of up to ₹25,00,000.
- Maximum Amount: A student can receive a maximum subsidy of ₹1,50,000 per year.
- Duration: The benefit is available for the duration of the course or a maximum of 3 years, whichever is less.
- Direct Transfer: The subsidy amount is usually credited directly to the student’s or loan account.
Eligibility Criteria for Videsh Abhyas Loan Interest Subsidy Yojana Gujarat
To be eligible for the Videsh Abhyas Loan Interest Subsidy Yojana Gujarat, applicants must meet the following criteria:
- The applicant must belong to the Scheduled Tribe (ST) category.
- The applicant must be a permanent resident of Gujarat.
- The student must have secured admission to a recognized foreign university for higher studies.
- The student must have availed of an education loan from a recognized bank or financial institution.
- The applicant must have passed Std 12 (HSC) or equivalent examination.
Documents Required for Videsh Abhyas Loan Interest Subsidy Yojana Gujarat Application
Applicants must have the following documents ready for Online Registration:
- Aadhaar Card of the student.
- Caste Certificate (ST Certificate).
- Bank Loan Sanction Letter.
- Bank Account Statement showing loan disbursement.
- Admission Letter from the foreign university.
- Mark Sheets of 10th, 12th, and Graduation (if applicable).
- Passport and Visa copy.
- Income Certificate (if applicable).
- Proof of Residence (Ration Card / Voter ID).
How to Apply Online for Videsh Abhyas Loan Interest Subsidy Yojana Gujarat
- Visit the Official Website or the e-Samaj Kalyan Portal.
- If applying via e-Samaj Kalyan, click on “New User? Please Register Here”.
- Complete the Online Registration using your Aadhaar details and mobile number.
- Login to the portal using your User ID and Password.
- Select the “Tribal Development Department” section.
- Choose the scheme “Interest Subsidy on Foreign Study Loan” (Scheme 8578).
- Fill in the application form with your bank loan details and personal information.
- Upload the scanned copies of all Documents Required, specifically the Bank Loan Sanction Letter.
- Submit the application online and save the acknowledgment receipt.
Checking Videsh Abhyas Loan Interest Subsidy Yojana Gujarat Application Status
To check the status of your application:
- Login to the portal where you applied (e.g., e-Samaj Kalyan).
- Go to the “My Applications” or “Application Status” section.
- Enter your Application Number or look for the scheme in your dashboard.
- The system will display whether your application is Pending, Approved, or requires clarification.
Online Registration Process for Videsh Abhyas Loan Interest Subsidy Yojana Gujarat
The Online Registration is a mandatory step to access digital services. Ensure your mobile number is active as an OTP will be sent for verification. During registration, you must select your caste as Scheduled Tribe (ST) to view the relevant schemes on your dashboard.
Applicant Login Portal for Videsh Abhyas Loan Interest Subsidy Yojana Gujarat
Applicants can Login to the system using their registered User ID. For detailed guidelines and official notifications, always refer to https://tribal.gujarat.gov.in/. If you are using the application portal, ensure you are on the secure Government of Gujarat domain.
Contact Details and Helpline
For any queries regarding the scheme, you can contact:
- Department: Tribal Development Department, Government of Gujarat.
- Office: Birsa Munda Bhavan, Sector-10A, Gandhinagar.
- Helpline: 1800-233-5500.
- Email: Check the “Contact Us” section on the Official Website.
FAQ (Frequently Asked Questions) about Videsh Abhyas Loan Interest Subsidy Yojana Gujarat
1. Is this a direct loan or an interest subsidy?
This is an Interest Subsidy scheme where the government pays 6% of the interest on your bank loan.
2. What is the maximum loan amount for subsidy calculation?
The subsidy is calculated on a loan amount of up to ₹25 Lakh.
3. Who is eligible for this scheme?
Only students belonging to the Scheduled Tribe (ST) category in Gujarat are eligible.
4. What is the maximum subsidy I can get per year?
You can receive a maximum of ₹1.50 Lakh per year as interest subsidy.
5. Which website should I visit for details?
You should visit the Official Website at https://tribal.gujarat.gov.in/.
Conclusion
The Videsh Abhyas Loan Interest Subsidy Yojana Gujarat is a crucial initiative for ST students, ensuring that high interest rates do not hinder their global education dreams. By providing a 6% subsidy on bank loans, the Tribal Development Department empowers students to pursue higher studies abroad. Eligible candidates are encouraged to visit https://tribal.gujarat.gov.in/ and Apply Online to avail of this benefit.