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About Mahila Samrudhdhi Yojna
The Mahila Samrudhdhi Yojna is a specialized financial assistance scheme in Gujarat aimed at providing low-interest loans to women from socially and educationally backward classes. This scheme is designed to help women start their own independent business or profession, ensuring they become self-reliant. It is implemented across the state of Gujarat through various development corporations.
Overview Table: Key Details of Mahila Samrudhdhi Yojna
| Feature | Details |
| Scheme Name | Mahila Samrudhdhi Yojna |
| Ministry | Social Justice and Empowerment Department, Gujarat |
| Main Benefit | Loan up to ₹1,25,000 at 4% Interest |
| Application Mode | Apply Online |
| Income Limit | Annual income less than ₹3,00,000 |
| Official Website | Official Website |
Purpose and Objectives of Mahila Samrudhdhi Yojna
The primary objectives of the Mahila Samrudhdhi Yojna are:
- Entrepreneurship: To encourage women to start an independent business or profession.
- Financial Support: To provide credit at a very low interest rate to those with limited financial means.
- Social Upliftment: To improve the economic status of women from backward communities and sanitation worker families.
Key Benefits of Mahila Samrudhdhi Yojna
- Loan Amount: A maximum loan of up to ₹1,25,000 can be sanctioned for business purposes.
- Low Interest: The scheme offers a highly subsidized annual interest rate of only 4%.
- Wide Reach: The scheme is applicable throughout the state of Gujarat.
Eligibility Criteria for Mahila Samrudhdhi Yojna
To be eligible for the Mahila Samrudhdhi Yojna, the following criteria must be met:
- Age: The female applicant must be between 21 to 50 years of age.
- Income: The total annual family income must be less than ₹3,00,000.
- Category: Applicants should belong to specific categories such as Vicharti-Vimukt Jati, Thakor, Koli, Rabari, Bharwad, or be a Safai Kamdar/dependent.
Documents Required for Mahila Samrudhdhi Yojna Application
- Aadhaar Card
- Caste Certificate
- Income Certificate (proving income under ₹3.00 Lakh)
- Birth Certificate or School Leaving Certificate (for age proof)
- Bank Passbook
How to Apply Online for Mahila Samrudhdhi Yojna
- Visit the Official Website.
- Select the Mahila Samrudhdhi Yojna link from the dashboard.
- Fill in all required personal and business details in the digital form.
- Upload the scanned copies of the Documents Required.
- Submit the application and save the reference number.
Checking Mahila Samrudhdhi Yojna Application Status
- Go to the Official Website.
- Click on the “Application Status” tab.
- Enter your application number to track the progress of your loan request.
Online Registration Process for Mahila Samrudhdhi Yojna
- Users must first create a profile on the Gujarat Thakor and Koli Vikas Nigam portal.
- Register using a valid mobile number and Aadhaar details to receive a Login ID.
Applicant Login Portal for Mahila Samrudhdhi Yojna
- Use your credentials to Login at Official Website.
- The portal allows you to complete pending applications and view sanctioned loan details.
Contact Details and Helpline
- Address: Gujarat Thakor and Koli Vikas Nigam, Gandhinagar.
- Help Desk: Available on the official portal for technical queries.
FAQ (Frequently Asked Questions) about Mahila Samrudhdhi Yojna
1. What is the maximum loan limit in this scheme?
The maximum loan limit is ₹1,25,000.
2. What is the interest rate for the loan?
The annual interest rate is 4%.
3. What is the age limit for applicants?
Women between the ages of 21 and 50 are eligible.
4. Can women from any district in Gujarat apply?
Yes, the scheme is applicable across all of Gujarat.
Conclusion
The Mahila Samrudhdhi Yojna serves as a vital financial pillar for women in Gujarat, offering them the capital needed to become independent. With a generous loan limit of ₹1,25,000 and a low interest rate of 4%, it is an excellent opportunity for women to start their own business ventures.