Atal Pension Yojana 2024: Many schemes are being run by the central government in the interest of the citizens of India. One of these schemes is – “Atal Pension Yojana“. Under this scheme, the beneficiary is given an amount of Rs 1000 to Rs 5000 per month by the government after completing the age of 60 years.
To get this amount, the applicant has to make some investment. After this investment, the applicant can get the amount mentioned above. Our article today is going to be very special for you, because in this we are going to give you complete information related to Atal Pension Yojana 2024. If you want to get complete information related to Atal Pension Yojana 2024, then stay with us in this article till the end.
What is Atal Pension Yojana 2024?
Atal Pension Yojana was started by the Honorable Prime Minister Mr. Narendra Modi on 1 June 2015. Under this scheme, the youth of India between 18 years to 40 years can invest and after this investment, they will be provided some amount every month as monthly pension after completing the age of 60 years. To take advantage of this scheme, you have to deposit a premium of Rs 210 every month. The premium amount has been fixed from Rs 200 to Rs 1400. Under this scheme, pension will be provided after completing the age of 60 years.
Main objective of Atal Pension Yojana
The main objective of Atal Pension Yojana is to provide pension to the employees of unorganized sector every month after completion of 60 years of age. Through this scheme, all these beneficiaries will be given an amount of Rs. 1000 to Rs. 5000 per month. This is an important scheme being run by the central government.
Benefits and Features of Atal Pension Yojana
- Atal Pension Scheme has been launched for all the unorganized sector employees of the country.
- This scheme was started by Prime Minister Narendra Modi in the year 2015.
- To avail the benefits under this scheme, the employees will have to invest for at least 20 years, after which they will be given the benefit of this scheme after attaining the age of 60 years.
- Under this scheme, all the beneficiary workers will be provided tax exemption under the Income Tax Act 1960 and Article 80 CCD.
- After the beneficiary completes 60 years of age, he will be given an amount of Rs. 1000 to Rs. 5000 per month. With the help of the pension received, the employees will be able to live their future life in a systematic manner.
Charges for default
Banks are required to collect additional amount for delayed payments, such amount will vary from minimum Re 1 per month to Rs 10/- per month as shown below:
Re. 1 per month for contribution upto Rs. 100 per month.
Re. 2 per month for contribution upto Rs. 101 to 500/- per month.
Re 5 per month for contribution between Rs 501/- to 1000/- per month.
Rs 10 per month for contribution beyond Rs 1001/- per month.
The fixed amount of interest/penalty will remain as part of the pension corpus of the subscriber
Essential documents related to Atal Pension Yojana
If you want to apply for Atal Pension Yojana, you must have the following required documents-
- Aadhar card
- PAN card
- Basic address proof
- caste certificate
- Age Certificate
- Bank account passbook
- Active mobile number
- passport size photo
How to apply for Atal Pension Yojana
If you want to apply for Atal Pension Yojana, then follow the following steps –
- First of all go to the official website .
- After coming to this website, enter your PAN number, registered mobile number and email ID.
- Now you will receive an OTP.
- Enter this OTP.
- After this you people will have to select one or two options of your bank.
- Now the bank and application will be sent to you.
- Through this you have to select the option of UPI payment.
- Now enter your UPI number and account number.
- Now enter the UPI PIN.
- Make the payment by following the further process.
- In this way, you will have to pay a premium of up to Rs 210 every month.
- Finally click on the submit option.
Important Links
| Atal Pension Form | Click Here |
| Gujarati Brochure | Click Here |
| official website | Click Here |