SBI e-Mudra Loan 2024 Apply Online, Sbi e-Mudra Loan Scheme in Gujarati | SBI E-Mudra Loan Scheme | e-Mudra Loan Interest Rate | SBI e-Mudra Loan Online Apply 2023
SBI E-Mudra Loan is a financial product offered by State Bank of India (SBI) as part of Pradhan Mantri Mudra Loan Scheme. This scheme is designed to provide funding to individuals who want to start or expand their small business in India.
Under the SBI e-Mudra Loan Scheme, individuals can apply for a loan of up to INR 50,000 to help get their business off the ground. Loans can be used for various purposes, including purchase of equipment and machinery, recruitment of employees, marketing and advertising, etc.
SBI e-Mudra Loan helps you. Citizens who have a savings account or a current account in State Bank of India will be eligible for an e-Mudra loan up to Rs 50,000 under SBI e-Mudra Loan Apply Online 2023.
SBI E-Mudra Loan Apply Online 2023: SBI Mudra Loan Scheme
To be eligible for SBI e-Mudra loan, you must have a savings account or current account with SBI. The loan application process is quick and easy, and can be completed completely online through the SBI website.
One of the main advantages of SBI e-Mudra Loan is that it is designed to be accessible and convenient for small business owners. With a simple application process and quick turnaround time, it is a practical solution for those in need of funding to start or expand their business.
Overview Of SBI E-Mudra Loan
| Name of Article | SBI e-Mudra Loan Apply Online 2023 |
| Name of the scheme | Pradhan Mantri Mudra Loan Yojana (PMMY) |
| Who initiated the plan? | A scheme launched by the Prime Minister of the country to provide loans of up to 10 lakhs to non-corporate, non-agricultural small/micro enterprises. |
| When did the scheme start? | April 8 , 2015 |
| Objective of the scheme | The scheme has been launched to help India’s small scale businesses, companies, units to grow and reach fruition. |
| Official website | Click here |
| Sbi E mudra loan | Click here |
Overall, SBI e-Mudra Loan is a valuable financial tool for individuals looking to start or grow their small business in India. With its convenient application process and accessible loan amount, it is an attractive option for those seeking financial assistance to get their business off the ground.
Required Documents of SBI E-Mudra Loan (Required Documents of SBI E-Mudra Loan)
You will need to provide certain documents to the bank as part of the application process. These documents may vary depending on the type of business you are starting and your personal financial situation. Below is a list of some common documents that you may be asked to provide while applying for an SBI e-Mudra loan:
e-Mudra Loan can be availed online from State Bank of India. In which small businessmen can take loans up to 1 lakh rupees. But it will require some documents. But applying for a loan up to Rs 50,000/- will require the following documents.
- Identity Proof: This can be a copy of your PAN Card, Voter ID Card or Passport.
- Proof of address: This can be a copy of your utility bill, rental agreement or passport.
- Business Plan: You will need to provide a detailed business plan outlining your business goals, target market, financial projections and more.
- Financial documents: You may be asked to provide financial documents such as your bank statements, income tax returns and balance sheets.
- Proof of Ownership: If you already own a business, you will be asked to provide proof of ownership, such as a deed or registration certificate.
- Guarantor Details: Depending on your credit history and financial situation, you may be asked to provide details of the guarantor who will co-sign your loan.
- Customer should have savings account or current account.
- The customer has to give his branch details.
- Apart from this, it is necessary to give a certificate of whatever business or business you are doing.
- Aadhaar number should be linked with your bank account.
- Apart from this, the GSTN Number and business registration document along with the extent of the shop or business will also have to be shown to the bank.
- If you belong to reserved category, caste certificate also has to be provided.
It is important to note that this is not an exhaustive list of all the documents required while applying for SBI E-Mudra Loan. Depending on your specific circumstances you may be asked to provide additional documents.
How To SBI E-Mudra Loan Apply Online in Gujarati
Applying Applying online for SBI e-Mudra Loan is a quick and easy process. To get started, follow the steps below:
- First type SBI e-Mudra Loan in Google .
- Visit the SBI website and click on the “Loans” tab.
- From the list of loan options, select “e-Mudra Loan”.
- Click on “Apply Now” button.
- Fill the online application form with your personal and financial information. Be sure to provide accurate and complete information to avoid any delay in the process.
- Upload the required documents, including proof of identity, address, business plan, financial documents and any other required documents.
- Submit the completed application form and wait for the response from the bank.
It is important to note that the loan application process may vary slightly depending on the specifics of your business and financial situation. If you have any queries or need assistance in the application process, you can contact the SBI Customer Service Team.
SBI E Mudra Loan Helpline
If you have any queries or need assistance in the SBI e-Mudra loan process, you can contact the bank’s customer service team for support. There are several ways to get in touch with SBI:
- Phone: You can call SBI e-Mudra Loan Helpline at 1800-11-2211 or 1800-425-3800. The customer service team is available 24/7 to assist you with any questions or issues you may have.
- Email: You can send an email to SBI Customer Care Team at contactcentre@sbi.co.in.
- Online Chat: You can use the online chat facility on the SBI website to connect with a customer service representative in real-time.
- Social Media: You can also contact SBI through their social media accounts on platforms like Facebook and Twitter.
- Face-to-face: If you prefer to speak to a customer service representative face-to-face, you can visit your nearest SBI branch for assistance.
| Objects | Link & Helpline Number |
| Mudra Office Address | SWAVALAMBAN BHAVAN, C-11, G-BLOCK, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI – 400 051 |
| Mudra Helpline | 1800 180 1111 / 1800 11 0001 |
| SBI Helpline | 1800 11 2211, 1800 425 3800, 080-26599990 |
FAQs of SBI e-Mudra Loa
- What is SBI e-Mudra Loan? SBI e-Mudra Loan is a financial product offered by State Bank of India (SBI) as part of Pradhan Mantri Mudra Loan Yojana. It is designed to provide funding to individuals looking to start or expand their small business in India.
- How much can I borrow through SBI e-Mudra Loan? Under the SBI e-Mudra Loan Scheme, individuals can apply for a loan of up to INR 50,000.
- What documents do I need to apply for SBI e-Mudra Loan? To apply for an SBI e-Mudra loan, you will need to provide certain documents to the bank as part of the application process. This may include proof of identity, address, business plan, financial documents and any other required documents.
- How do I apply for SBI e-Mudra Loan? To apply for SBI E-Mudra Loan, you can visit the SBI website and fill the online application form. You will need to provide your personal and financial information as well as upload the required documents.
- Can I apply for SBI e-Mudra loan if I don’t have a savings or current account with SBI? To be eligible for SBI e-Mudra loan, you must have a savings account or current account with the bank. If you do not have an account with SBI, you will not be able to apply for a loan.
- Is SBI Is there any fee to apply for Mudra Loan Scheme? There may be fees associated with SBI e-Mudra loans, such as processing fees or interest charges. It is important to carefully review the loan terms and conditions before applying to understand the full cost of borrowing.
- What is the full name of Mudra? Mudra stands for Micro Units Development & Refinance Agency.
- What is the repayment period of PM Mudra Loan? The usual repayment period after getting the loan is 12 to 60 months.